Credit, debt and financial inclusion: completed research projects

Here is an overview of Inclusion's research projects relevant to credit, debt and financial inclusion.

A review of coping strategies employed by households in fuel poverty

Energywatch commissioned Inclusion to write a literature review that brought together current studies examining the budgetary and behavioural strategies that vulnerable, fuel-poor households employ to cope with fuel poverty and the impacts these have on welfare.

Evaluation of 'Pensions - The Basics'

Inclusion is working with the Department for Work and Pensions to evaluate and review their publication 'Pensions - the Basics', which provides basic information in a leaflet format to those who want to learn more about planning for their retirement.

Financial inclusion amongst new migrants in Northern Ireland

In partnership with the Information Centre for Asylum Seekers and Refugees, Inclusion examined the extent, form and consequences of financial exclusion amongst new migrants in Northern Ireland and developed policy recommendations to promote future financial inclusion. The research was funded by the Calouste Gulbenkian Foundation.

Financial Inclusion in the South East

Inclusion was subcontracted by Rocket Science plc to undertake a series of estimates of Living Wages in South East areas, and the potential impact on family finances if such living wages were paid.

Responding to the mortgage crisis: A review of recent mortgage announcements

The rapid growth in repossessions prompted government action on 2 September 2008 and again on 23 October. Damon Gibbons, head of policy at Inclusion responds here.

Trade unions and response to overindebtedness

Inclusion was commissioned by the ILO to produce a report describing and evaluating the involvement of British trade unions in protecting organised and unorganised workers against overindebtedness.